About Us

Your Independent Expert Advisors

WHO PRISMA FINANCIAL LIMITED ARE

Prisma Financial Limited are a Financial Advisory firm providing impartial financial planning advice to both business and private clients.

Our services include the following:

WHAT CAN PRISMA FINANCIAL LIMITED DO FOR YOU

The benefits of working with a Financial Broker are well documented in terms of the better outcomes you can expect of greater long-term wealth and access to the most competitive protection products in the market.

But how do we deliver this?

PROCESS-BASED APPROACH

Here at Prisma Financial Limited, we don’t start with products; we start with you.

You will receive independent and impartial advice to achieve the best results based on your specific needs and your personal and financial objectives.

We use financial planning as a process to solve the financial problems and meet the financial needs that people have.

We begin with a detailed review of your current financial circumstances and then explore your short, medium and long-term goals and aspirations so that we can achieve a clear understanding of your specific needs and priorities.

We also use tools to identify your attitude to risk so that we can gain a full understanding of your appetite and capacity to take on risk within your investment and pension portfolio. We demonstrate how this may impact on your current and future financial situation.

We carry out a full analysis of all existing Life Assurance, Pension and Investment provisions and then make a series of recommendations to help you protect your income and your assets and agree a structured financial plan to improve your future financial wellbeing.

If required, and only at this stage, will we start thinking about products. We research and compare the market to ensure you get the best possible value. In reality, the products are the tools we use to solve the problems and meet the specific needs which we have identified with each client.

Of equal importance is the ongoing support that you’ll get year after year, as we travel on your financial journey with you, continuing to make recommendations and helping you to improve your financial health.

INDEPENDENCE

Independence is at the core of our business model and is one of the main benefits that allow us to stand apart from Banks and direct Life Assurance salespeople.

Having a view of the total market and access to all products and service offerings enables us at Prisma Financial Limited to find the most appropriate solutions and the very best products available to meet our client’s needs.

This empowers us to focus entirely on meeting the specific needs and objectives of our client and not on selling inferior or more costly products due to a limited choice. So, you can expect us to act impartially, with your best interests sitting at the heart of any recommendations that we make.

In simple terms, you get the best possible advice combined with value and choice.

KNOWLEDGE

Our staff are qualified through the LIA and the Institute of Bankers as Qualified Financial Advisers, (QFA’s) In addition, there are strict Continuous Personal Development (CPD) standards that must be achieved each year, in order to retain their qualifications.

EXPERIENCE

Having worked in Financial Services in both the Corporate and Private sectors for many years, our staff come with many years of Senior Management and Advisory and Administrative experience.

This experience is invaluable in enabling us to understand our client’s individual needs and developing the right solutions to meet their personal and business objectives.

So, it makes it a bit of no-brainer to use the services of Prisma Financial Limited if you are looking to get a firm grip on your finances.

 

Who we are: Prisma Financial Limited are a Financial Advisory firm providing impartial financial planning advice to both business and private clients. We are based in the midlands with clients nationwide. Our services include the following –

  • Investment advice and portfolio management,
  • Retirement planning including auditing of existing plans
  • Provision of advice and execution of new pension arrangements, both pre and post-retirement,
  • Succession and inheritance tax planning
  • Protection of your income, your assets and your business
  • Business protection for Owners / Directors through the provision of Partnership / Co-Directors Insurance and Keyman cover
  • Family protection plans
  • Education savings schemes.
  • Mortgage advice and mortgage applications

What can Prisma Financial Limited do for you?

The benefits of working with a Financial Broker are well documented in terms of the better outcomes you can expect of greater long-term wealth and access to the most competitive protection products in the market. But how do we deliver this?

Process-based approach

Here at Prisma Financial Limited, we don’t start with products; we start with you. You will receive independent and impartial advice to achieve the best results based on your specific needs and your personal and financial objectives. We use financial planning as a process to solve the financial problems and meet the financial needs that people have. We begin with a detailed review of your current financial circumstances and then explore your short, medium and long-term goals and aspirations so that we can achieve a clear understanding of your specific needs and priorities. We also use tools to identify your attitude to risk so that we can gain a full understanding of your appetite and capacity to take on risk within your investment and pension portfolio. We demonstrate how this may impact on your current and future financial situation. We carry out a full analysis of all existing Life Assurance, Pension and Investment provisions and then make a series of recommendations to help you protect your income and your assets and agree a structured financial plan to improve your future financial wellbeing. If required, and only at this stage, will we start thinking about products. We research and compare the market to ensure you get the best possible value. In reality, the products are the tools we use to solve the problems and meet the specific needs which we have identified with each client.

Of equal importance is the ongoing support that you’ll get year after year, as we travel on your financial journey with you, continuing to make recommendations and helping you to improve your financial health.

Independence

Independence is at the core of our business model and is one of the main benefits that allow us to stand apart from Banks and direct Life Assurance salespeople. Having a view of the total market and access to all products and service offerings enables us at Prisma Financial Limited to find the most appropriate solutions and the very best products available to meet our client’s needs. This empowers us to focus entirely on meeting the specific needs and objectives of our client and not on selling inferior or more costly products due to a limited choice. So, you can expect us to act impartially, with your best interests sitting at the heart of any recommendations that we make. In simple terms, you get the best possible advice combined with value and choice.

Knowledge

Our staff are qualified through the LIA and the Institute of Bankers as Qualified Financial Advisers, (QFA’s) In addition, there are strict Continuous Personal Development (CPD) standards that must be achieved each year, in order to retain their qualifications.

Experience

Having worked in Financial Services in both the Corporate and Private sectors for many years, our staff come with many years of Senior Management and Advisory and Administrative experience. This experience is invaluable in enabling us to understand our client’s individual needs and developing the right solutions to meet their personal and business objectives. So, it makes it a bit of no-brainer to use the services of Prisma Financial Limited if you are looking to get a firm grip on your finances.